Investment Firms – Daniel Kalenov Global Diversified Partners

Finding the right investment firm can be a daunting task in today’s day and age. There are so many different firms of varying size and specialty that it can be hard to focus in on the one that is right for you. You should use this guide as to help navigate through the process of finding an investment firm that’s right for you. There are key factors that you’ll want to consider when making your decision. Overlooking them can be costly, and can greatly affect whether you reach your investment goals or not.

 

Great Value - No matter what size firm you go with you’ll want to make sure that you get good value for your money. The investment products that you select should be the best the industry has to offer. Value is measured as a combination of cost and performance. If your investments are doing well and don’t cost much for you to access them, then you’ll probably stick with the firm that is offering it. If you have a stock that is doing quite well but costs too much for you to be involved in, then it doesn’t make sense. Likewise if you have fees that don’t cost very much but the stocks don’t do well, it won’t be a good match.

 

Earnest Employees - Don’t go with a firm whose employees work on commission. This will lead to them steering you into the investment vehicles that net them the greatest amount in income. It only makes sense. No matter how good a person is, and how much they care about their job and want to offer you the best product and see you make money, when they are enticed to sell you certain products to increase their paycheck, you will not come out on top. You won’t get proper investment advice; instead you’ll just get something akin to a sales pitch.

 

No Load Companies Offering Mutual Funds - These mutual funds don’t charge a commission when you invest in them. This means that everything you contribute to the fund is working on making you more money. In general mutual funds are a great way for the novice investor to get started. Not having to worry about paying commission or fees when starting up with an investment makes them even more attractive.

 

Discount Brokers - In 1975 the SEC made it so investment firms could charge whatever fees they felt were fair. With this deregulation, competition increased and more options and better service became available to investors. The products that discount brokers offer are not any better or worse than in regular firms; they just will do it for less expense. They will also give you better investment advice because they are not as interested in making a giant profit off of your investments.

 

We at Global Diversified Partners partner with your to re-claim your decision making, and ultimately your future.
Our goal is to be the investment firm of choice for individuals seeking to diversify their portfolios into tangible assets, not just paper ones. Daniel Kalenov Global Diversified Partners has a global focus and we’re opportunistic, but prudent. We help people take control of their financial well being by educating them on the benefits of investing in tangible assets and by altering their perception of what “smart investing” means.

Read more about real asset investing, retirement security, offshore diversification, and many other topics, please visit here: https://danielkalenovglobaldiversified.wordpress.com

How to Get Funding For Real Estate Projects – Global Diversified Partners

Have you ever wondered what it is like to live in a world that doesn’t need money? You’re probably thinking how good it would feel to skip work, stay in your house, and watch TV all day because all the things that you need are just right in front of you. However, the world you are in now doesn’t work that way and you certainly need money to get things done.

 

Real estate investors are much luckier because they can use several ways to secure funds for their real estate projects. They can qualify for bank loans or ask hard money lenders for help when they invest property. And if they know someone who has access to quick cash, they can use private money to finance their investments.

 

First stop, bank loans. Qualifying for a bank loan is one of the common methods of obtaining financing for a real estate project. To get the approval of banks, mortgage companies, and other traditional lenders, a real estate investor should be able to prove that he has outstanding credit rating. He also need to present documents detailing his current financial status and his ability to repay the loan he is making.

 

If the investor has low credit score and can’t spare enough time to prepare the necessary papers to qualify for a bank loan, he is expected to go to hard money lenders. Hard money lenders are said to be the BFF of those who invest property because they provide the type of financing mostly suited for one’s real estate investments.

 

Hard money is collateral-based. If the property being offered as collateral has a high after repair value, then a real estate investor is likely to get his loan application approved. A downside with hard money, however, is that it has high interest rates and shorter repayment terms.

 

Aside from hard money lenders, private money lenders provide alternative financing for those who don’t qualify for bank loans. Like in hard money lending, anyone can obtain private money, even those who lack creditworthiness. The difference with private and hard money, however, is that the former offer flexibility that the latter won’t be able to give to the borrower. A borrower can ask a private money lender to create terms that would benefit him or her.

Having sufficient funds makes it easier to invest property. However, a real estate investor must remember to choose the right method of financing to avoid potential problems.

 

When it comes to your finances, if you don’t know where you’re going, any road will get your there. We at Global Diversified Partners partner with your to re-claim your decision making, and ultimately your future.

Our goal is to be the investment firm of choice for individuals seeking to diversify their portfolios into tangible assets, not just paper ones. We help people take control of their financial well being by educating them on the benefits of investing in tangible assets and by altering their perception of what “smart investing” means. Daniel Kalenov Global Diversified Partners has a global focus and we’re opportunistic, but prudent.

 

Learn about real asset investing, retirement security, offshore diversification, and many other topics, please visit here: http://danielglobaldiversifiedpartners.blogspot.com

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Is China a Bull in America’s Shop?

A few years ago this entire question would have to have been reversed to make any sense. China was in the middle of a real estate and growth boom cycle driven first by an enormous trade surplus, and then by liberal consumer and industrial financing.

And America, by comparison, was reeling from the collapse of the housing bubble and a banking crisis. America looked like the one who might crash China’s economic growth party and be the bull in China’s shop. My how times change.

Now, with China’s economic slowdown and rising debt issues, is their economy a threat to the turnaround for America after the 2008 crisis? So, is China now the bull in America’s shop?

 

It depends upon your perspective.

A recent Wall Street Journal survey of economists showed that 27 out of 49 considered China’s economic slowdown to be the biggest overseas threat to the U.S. economy. The importance of this is magnified even more: the survey was conducted at the same time the Russian crisis in Crimea was unfolding. Still, China’s woes still were top of mind among those surveyed.
It is hard to imagine that in a country with $18 trillion dollars in government debt (that’s the U.S. by the way), China’s debt would be a larger concern to economists. But it makes unfortunate sense. China is the largest holder of US debt and US dollars. And it is the second largest economy in the world. As goes China, so goes the U.S., to some degree, and vice-versa. So, individuals and business must analyze the unique meaning and implications for themselves and their particular situations. That’s where “perspective” comes in.
Where there’s crisis, there’s opportunity.
The Chinese word for crisis is made up of the characters for danger and opportunity. In a recent edition of The Daily Ticker, author Jim Rogers stated that it was time to get back into China, after pulling out in 2008-2009. The recent reassurance of the Chinese government to allow for more free market activity in the finance sector was one of the major influences in his declaration of a renewed opportunity.

 

Free Market Correction versus Too Big to (allow to) Fail?
China’s financial leaders have indeed taken a surprising approach to their financial crisis by allowing the free market to correct their current debt issue. Those who are overextended, particularly real estate developers will not be bailed out, but will either find a way out or go under.

This is quite a difference from the US approach to the housing bubble collapse and the banking crisis in 2008, where the government spent billions on bailouts. That a communist country would allow the market to make corrections, while the largest entrepreneurial economy in the world did not, is an interesting twist on traditional conceptions.

 

So, Who’s The Shopkeeper?
The economic turnaround, basically a reversal of fortune, of the two nations’ economies certainly begs that question.

While perspectives and opinions vary, this much is easy for most people to agree upon: the two largest economies in the world will always have an impact on each other, most markedly if their current statuses are in opposition.

There has been a dramatic recovery in U.S. equities for now, as reflected by the recent record performances by the Dow and S&P 500. There are also fresh beginnings of recovery in the housing market (when Berkshire Hathaway gets actively involved in residential real estate, you know things have probably bottomed). The U.S. seems to be the one “keeping up shop.”
Daniel Kalenov

Mr. Daniel Kalenov is the founder and Principal Fund Manager of Global Diversified Partners, LLC. Since 1999, Daniel has analyzed, purchased, repositioned, and managed income-producing real estate assets. GDP was born out of Daniel’s frustration with the volatility of the stock market, and the realization that relying on stocks alone for stability in retirement was largely a game of chance. Contact him at info@globaldiversifiedpartners.com or call at 619.500.4235

For more details please visit: www.globaldiversifiedpartners.com

Getting Your Investment Plan Right visit Global Diversified Partners

An Investment Management strategy must be based on quantifiable research and analysis. This must be combined with careful consideration of risk-reward factors and strong fundamentals. The investment management process by default caters to the long-term investor. And long-term investment is inherently vulnerable to a wide range of influences, including the value of the dollar, Wall Street, the oil & gas industry, gold, business cycles, taxation, national and international economies and market conditions, corporate liquidation, governments, takeovers, etc. An investment management plan should take into consideration your long-term needs and goals, “penchant” for risk, and your time frame. Global Diversified Partners an experienced Investment Management firm advise against acting in a knee-jerk manner regardless of the bullish or bearish conditions.

 

Instead, the firm will take steps to reduce the clients’ exposure to the market during extended weak periods-protect the principal while simultaneously limiting your risk. Daniel Kalenov Global Diversified Partners utilizes loss guidelines, cash management and other techniques to make investment portfolios less vulnerable to organic and other risks.Diversification is the answer to successful risk management. Diversification does not mean investing in different stocks. It means owning multiple-asset classes of domestic and international equities, fixed-income investments, cash, and alternative asset classes.Diversification may also include alternative investments such as gold, commodities, funds based on natural resources, etc. The firm may also advise investing in equities of emerging economies such as Brazil, Russia, India, China and South Africa – called “BRICS” nations whose financial condition is stronger than that of many of the developed economies. The BRICS nations have comparatively stronger currencies. Tax planning is vital too.

 

Have you factored in your tax liabilities and the impact they may have on your investments? Daniel Kalenov Global Diversified Partners is also be able to alert you to opportunities to minimize your tax liabilities not only in the coming years but immediately. Well, if you are looking for an investment management firm, ask your shortlist of firms questions such as: “What is the scope of the firm’s services? What is the firm’s typical client like? Who makes decisions impacting the investment plans of clients? How good is the firm’s track record in helping clients achieve their goals?”

 

Global Diversified Partners goal is to be the investment firm of choice for individuals seeking to diversify their portfolios into tangible assets, not just paper ones. When it comes to your finances, if you don’t know where you’re going, any road will get your there. Global Diversified Partners partner with your to re-claim your decision making, and ultimately your future.

Check out some of the other blogs at www.globaldiversifiedpartners.com for examples of writing style and topics